Track your expenses, tag your emotions, and discover what truly brings you joy. Start with a full, free money manager — then bring in AI support when you want a clearer next step.
Free core money manager · Works offline · Optional AI plans
More than an expense tracker — a tool for understanding your relationship with money
Every transaction gets a joy rating. Discover which spending truly makes you happy.
Beautiful analytics — expenses, income, investments, and savings, broken down by category and emotion.
Your data stays yours. Local-first storage, encrypted cloud sync, no ads, no data selling.
JoySpend's core tools are free forever. Plus and Pro build on them with AI help, so you can choose the level of guidance that fits your life.
Rate every expense on a scale of 1-5. Find out which purchases actually improve your quality of life.
Visualize spending by category, emotion, and time. Monthly and yearly breakdowns at a glance.
Sync across all your devices instantly. Your data is encrypted and always backed up securely.
12+ currencies with live exchange rates. Perfect for travelers and global spenders.
Set up recurring expenses and investments. Never forget a subscription again.
Beautiful in light or dark. Your eyes will thank you during those late-night expense reviews.
Your essential money tools never disappear behind a paywall. Paid plans are for people who want a more conversational, goal-focused partner in their financial life.
Emotion-first money manager
$0 / forever
Everything you need to understand your money and spend with more intention.
AI Spending Assistant
$5.99 / month
For a smarter daily check-in with the spending decisions you are making.
Includes the full free money manager, plus:
AI Financial Coach
$8.99 / month
For deeper, goal-aware guidance that helps turn intention into a plan.
Everything in Plus, with:
A 7-day free trial with 30 Copilot messages is available in the app. Prices are shown in USD and may vary by store, region, or tax.
Getting started takes under 2 minutes. No account required.
Add any transaction in seconds — amount, category, date, and an optional note. Works completely offline, no sign-up needed.
Give each purchase a joy rating from 1 to 5. Did that dinner make you happy? Did the impulse buy feel empty afterwards? Now you'll know.
Your analytics dashboard reveals which categories bring genuine happiness and which drain your wallet without adding joy. Spend better, not less.
We believe your financial life is private. JoySpend will never sell your personal data or spending habits to advertisers. Period.
All data synced to the cloud is encrypted at rest and in transit using industry-standard AES-256 protocols. Your "Joy Scores" and transaction notes remain private and secure on Google Cloud's infrastructure.
Log an expense on one device and see it on another. Your data syncs securely across all your devices, and you can delete your entire account and all associated data permanently at any time.
Tips on mindful spending, emotional awareness, and building a healthier relationship with your money.
Discover how pairing emotion tags with transactions can transform your financial well-being.
App ReviewsWe compare the top free expense tracker apps by features, privacy, and usability.
Mindful LivingHow being intentional with every purchase can reduce financial stress and increase happiness.
Everything you need to know before downloading.
Your essential money manager is free forever. Add AI insights and coaching only when they are useful to you.
